1. Alzheimer’s Disease / Severe Dementia 2. Aplastic Anaemia 3. Bacterial Meningitis 4. Benign Brain Tumour 5. Blindness (Profound Vision Loss) 6. Brain Surgery 7. Cancer 8. Coma 9. Coronary Artery By-pass Graft 10. Deafness (Loss of Hearing) 11. End-Stage Liver Disease 12. End-Stage Lung Disease 13. Fulminant Hepatitis 14. Heart Attack (Myocardial Infarction) 15. Heart Valve Surgery 16. HIV due to Blood Transfusion1 17. HIV Infection contracted in an Eligible Occupation 18. Kidney
19. Loss of Limbs 20. Loss of Speech 21. Major Burns (Third-Degree Burns) 22. Major Head Trauma 23. Major Organ / Bone Marrow Transplantation 24. Motor Neurone Disease 25. Multiple Sclerosis 26. Muscular Dystrophy 27. Paralysis / Paraplegia 28. Parkinson’s Disease 29. Persistent Vegetative State 30. Poliomyelitis 31. Primary Cardiomyopathy 32. Primary Pulmonary Arterial Hypertension 33. Stroke 34. Surgery to Aorta 35. Terminal Illness
Prime Care is a critical illness insurance that covers your loved ones medical expenses if they are diagnosed.
Why does my loved one need critical illness insurance?
Planning for the future is important, so you are financially covered and can have peace of mind no matter the unexpected events that can happen to your family.
In real terms, with Prime Care, if the person being covered by the insurance policy is diagnosed with any of the 35 covered critical illnesses, a lump sum amount is given upon diagnosis as well as a cash allowance for 30 or 50 months to cover ongoing medical expenses.
Why Prime Care is the right choice
If your loved one is diagnosed by a doctor with any of the 35 covered critical illnesses, they will receive a lump sum along with a monthly cash allowance up to 30 months.
Total and Permanent Disability Benefit
While receiving the monthly cash allowance and your loved one becomes totally and permanently disabled due to the diagnosed critical illnesses, they will receive a lump sum amount equivalent to thirty-six (36) times the monthly cash allowance.
Life Insurance Benefit
If sadly your loved one passes away while receiving the monthly cash allowance, their beneficiary/ies shall receive a lump sum equal to all unpaid monthly cash allowances.
Medical Expert Opinion
They will receive expert medical advice and opinion to help them make the best decision on treatments through Best Doctors™.
Easy 3 step application
Get a quote for your loved one on the elsa.care app.
Pay for your loved one's critical illness insurance
They will fill the last details and will be covered.
Choose the right plan for your loved one
Total Cash Benefit
Inclusive of Lump Sum worth ₱180,000 and 30-monthly cash allowance of ₱30,000