Critical illnesses included:

1. Alzheimer’s Disease / Severe Dementia
2. Aplastic Anaemia
3. Bacterial Meningitis
4. Benign Brain Tumour
5. Blindness (Profound Vision Loss)
6. Brain Surgery
7. Cancer
8. Coma
9. Coronary Artery By-pass Graft
10. Deafness (Loss of Hearing)
11. End-Stage Liver Disease
12. End-Stage Lung Disease
13. Fulminant Hepatitis
14. Heart Attack (Myocardial Infarction)
15. Heart Valve Surgery
16. HIV due to Blood Transfusion1
17. HIV Infection contracted in an Eligible Occupation
18. Kidney

19. Loss of Limbs
20. Loss of Speech
21. Major Burns (Third-Degree Burns)
22. Major Head Trauma
23. Major Organ / Bone Marrow Transplantation
24. Motor Neurone Disease
25. Multiple Sclerosis
26. Muscular Dystrophy
27. Paralysis / Paraplegia
28. Parkinson’s Disease
29. Persistent Vegetative State
30. Poliomyelitis
31. Primary Cardiomyopathy
32. Primary Pulmonary Arterial Hypertension
33. Stroke
34. Surgery to Aorta
35. Terminal Illness

Why does my loved one need critical illness insurance?

Planning for the future is important, so you are financially covered and can have peace of mind no matter the unexpected events that can happen to your family.

In real terms, with Prime Care, if the person being covered by the insurance policy is diagnosed with any of the 35 covered critical illnesses, a lump sum amount is given upon diagnosis as well as a cash allowance for 30 or 50 months to cover ongoing medical expenses.

Why Prime Care is the right choice

Cash benefit

If your loved one is diagnosed by a doctor with any of the 35 covered critical illnesses, they will receive a lump sum along with a monthly cash allowance up to 30 months.

Total and Permanent Disability Benefit

While receiving the monthly cash allowance and your loved one becomes totally and permanently disabled due to the diagnosed critical illnesses, they will receive a lump sum amount equivalent to thirty-six (36) times the monthly cash allowance.

Life Insurance Benefit

If sadly your loved one passes away while receiving the monthly cash allowance, their beneficiary/ies shall receive a lump sum equal to all unpaid monthly cash allowances.

Medical Expert Opinion

They will receive expert medical advice and opinion to help them make the best decision on treatments through Best Doctors™.

Easy 3 step application

Select plan

Get a quote for your loved one on the elsa.care app.

Sponsor

Pay for your loved one's critical illness insurance

Activate

They will fill the last details and will be covered.

Choose the right plan for your loved one

Plan 30

₱1,080,000

Total Cash Benefit

Inclusive of Lump Sum worth ₱180,000 and 30-monthly cash allowance of ₱30,000

Download to purchase

Plan 50

₱1,800,000