Critical illnesses included:

1. Alzheimer’s Disease / Severe Dementia
2. Aplastic Anaemia
3. Bacterial Meningitis​
4. Benign Brain Tumour
5. Blindness (Profound Vision Loss)
6. Brain Surgery
7. Cancer
8. Coma
9. Coronary Artery By-pass Graft
10. Deafness (Loss of Hearing)
11. End-Stage Liver Disease
12. End-Stage Lung Disease
13. Fulminant Hepatitis
14. Heart Attack (Myocardial Infarction)
15. Heart Valve Surgery
16. HIV due to Blood Transfusion1
17. HIV Infection contracted in an Eligible Occupation
18. Kidney
19. Loss of Limbs
20. Loss of Speech
21. Major Burns (Third-Degree Burns)
22. Major Head Trauma
23. Major Organ / Bone Marrow Transplantation
24. Motor Neurone Disease
25. Multiple Sclerosis
26. Muscular Dystrophy
27. Paralysis / Paraplegia
28. Parkinson’s Disease
29. Persistent Vegetative State
30. Poliomyelitis
31. Primary Cardiomyopathy
32. Primary Pulmonary Arterial Hypertension
33. Stroke
34. Surgery to Aorta
35. Terminal Illness

Peace of mind for you and your loved one

Cover your loved one's health and your financial wellbeing in case of the unexpected with ER Care

Get started
In partnership with:

ER Care is a one-time hospital coverage insurance for emergencies.

Why does my loved one need an emergency health card?

Planning for the future is important, so you are financially covered and can have peace of mind no matter the unexpected events that can happen to your family.

In real terms, with ER Care's card, your loved one has access to a one-time hospital coverage of up to 100,000P (depending on the amount of coverage) for emergy cases due to accidents, viral, and bacterial illnesses.

Why ER Care is the right choice

Full emergency coverage

Covers expenses on outpatient and inpatient emergency care, doctor professional fees and even surgery when medically necessary.

Private Room Accommodation

Access to Emergency Room care with private or semi-private room accommodation and use of hospital facilities: operating room, recovery room, and Intensive Care Unit.

Lab and Diagnostic Procedures

All necessary laboratory and diagnostic procedures required, including special modalities as clinically needed; MRI, Pain Management, Arthroscopic and many more.

Medicine and Cash Allowance

Includes medicine as medically necessary in the emergency room and during confinement, as well as in-hospital cash allowance of PHP 1,000 when confined.

Choose the right plan for your loved one


Kids plan

ER Care

Coverage amounts:

Starting from €54.99


Adults plan

ER Care

Coverage amounts:

Starting from €23.99

How it works


Select plan

Get a quote for your loved one on the app.


Pay for your loved one's emergency health card.


They will fill the last details and will be covered.

InLife's products are trusted by 300,000 Filipinos

*average insurance product rating
Join them