Adults Bundle (18-64 y/o)

Your family member will receive a personal and non-transferable e-card in their email that needs to be registered within 90 calendar days from purchase date. The waiting period until coverage starts is 10 calendar days from registration date. Once finalised, they can access by showing the e-card to the more than 1,500 hospitals and clinics included (excluding top 6 hospitals).

One time payment. Exchangeable or refundable until 7 days from purchase or registration. Supplier: InLife healthcare.

- Doctor's professional fee.
- Room Accommodation: semi-private.
- Laboratory and diagnostic procedures.
- Medicines as medically needed.
- Use of operating room, recovery room, and ICU.
- Surgery and surgeon’s fees when medically necessary.
- Special Modalities as medically needed subject to Php 5,000 sublimit.
- Laparoscopic procedures.
- Magnetic Resonance Angiography (MRA).
- Magnetic Resonance Imaging (MRI).
- Endoscopic Procedures (Therapeutic).
- Pain Management.
- Arthroscopic Procedures, Orthopedic Arthroscopy.
- Other medically necessary modalities not mentioned above and those for which.
- One-time hospital cash benefit of Php 1000 in confinement.

What type of face-to-face medical consultations include:
- Accredited general physicians
- Family medicine specialists
- Internal medicine specialists (with subspecialties in cardiology, gastroenterology, pulmonology, endocrinology, infectious medicine, nephrology, urology, rheumatology, oncology, hematology, and allergology)
- General surgeons
- Orthopedic doctors
- ENT
- Rehabilitation medicine specialists.

‍How do i access telemedicine service?
Request a consultation via SMS and a medical professional will reach out to you through a call for the consultation.
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‍What dental services include:
1. Preventive services: 
- Unlimited Consultations
- Oral Hygiene Instruction
- One (1) Oral Prophylaxis per year (mild to moderate only)
- Annual Dental Examination
2. Restorations: 
- Unlimited Temporary Fillings
- Three (3) surfaces Amalgam Filling or two (2) surfaces Light Cure Fillings.
- Recementation of jacket crown inlays and onlays.
- Unlimited Simple Tooth extraction
3. Dentures & Orthodontics: 
- Adjustment of Dentures.
- Orthodontic Consultation
- Aesthetic Dental Consultation
4. Treatments: 
- Treatment of dental-related pain (excluding cost of prescribed medicines)
- Relief and/or prescription for acute dental pain.
- Treatment for lesions, wounds and burns
- Emergency desensitization of hypersensitive teeth.

The ER Care Series do not cover pre-existing conditions and/or chronic conditions. Many persons with pre-existing and/or chronic conditions control and manage their illnesses while leading active lifestyles. If they will benefit from coverage that provides emergency medical care arising from accidents, viral and bacterial illnesses and the specific conditions mentioned above, they may consider availing of this product for themselves for those contingencies.

Consultations with neurologist, neurosurgeons, specialists of sleep medicine, and developmental and behavioral pediatricians.
The Out-patient Consultation Voucher shall cover consultations made only in a doctor’s office and if not listed below as exclusion:
- Consultations in emergency room facilities.
- Consultations with non-accredited Physician and/or in a non-accredited hospital.
- Conditions secondary to all pregnancy and fertility-related illnesses / treatments.Sexually transmitted infections such as but not limited to syphilis, gonorrhea, chlamydia, human papillomavirus infection and HIV/AIDS.
- Consultations for complications resulting from sterilization of either sex or reversal of such, artificial insemination, sex transformations, and circumcision.
- All in-clinic procedures. The following are examples but not limited to:
1. Ophthalmology procedures like visual acuity, refraction, slit lamp exam, fundoscopy, tonometry, etc.
2. Ears, nose, throat (ENT) procedures like ear irrigation/cleaning, ear/nasal suctioning, rhinoscopy, laryngoscopy, etc.
3. Surgical procedures like incision and drainage, wound cleaning, debridement, suture removal, etc.
4. Injection administration
5. Pap smear.
- Dermatological consultations and procedures for purpose of beautification. Examples are but not limited to acne, warts, hyperpigmentation and milia.
- Consultations with neurologists.
- Psychiatric disorders, psychosomatic illnesses, hyperventilation syndrome, stress related conditions, adjustment disorders, childhood and developmental disorders, alcoholism and its complications or conditions related to substance or drug abuse, addiction and intoxication.
- Hypersensitivity and allergy tests.Cardio-pulmonary (CP) clearance required prior to surgery or medical procedures.
- Physical examination required for obtaining employment, medical certification, insurance or government license, including cardio-pulmonary (CP) clearance required prior to surgery or other medical procedures.
- Injuries or illnesses due to military, paramilitary, police service, high risk activities, or suffered under conditions of war.
- Injuries or illnesses which are self-inflicted, caused by attempt at suicide or incurred as a result of or while participating in a crime or acts involving the violation of law, administrative order or ordinances.
- Diseases declared by the Department of Health as “epidemic”.
- Outpatient medicines.Medico-legal consultations.
- Physical therapy